What is Pension-led funding?

One of the most challenging issues for business owners and directors currently seeking business loans, or other forms of funding, is the ability to source the most appropriate finance without losing total control of their businesses.

What is Pension-led funding?

As a business owner you may have accumulated funds in a variety of pensions throughout your working life.

This could be through an occupational pension or some form of private scheme. Whatever the source of these funds, business owners are almost universally frustrated at the lack of performance of their pension funds and their inability to use them productively.

You may be unaware that these funds can help finance your business now.

In research commissioned in 2012 by Clifton Asset Management almost three quarters (73 per cent) of SME financial decision makers and their advisers were unaware of Pension-led funding as a source of business finance.

Call us, or fill out our contact form today to find out if this innovative funding option is appropriate for you and your business.

What is Pension-led Funding
Why is business funding an issue?

Why is business funding an issue?

While there are a growing number of non-bank funding options available to business owners they may not suit you and your business.

Whatever the funding method, there has to be some element of guarantee to the lender.

Some guarantees are more onerous than others. In almost every case, a first charge is made to secure the loan.

The size of the charge can vary depending on the type of loan and other guarantees required.

Pension-led funding provides a finance option that is very different from many other sources of finance by allowing you, the business owner, to exercise a level of control over your business finances that other finance options will not give you.

What is Pension-led funding?

As a business owner you may have accumulated funds in a variety of pensions throughout your working life.

This could be through an occupational pension or some form of private scheme. Whatever the source of these funds, business owners are almost universally frustrated at the lack of performance of their pension funds and their inability to use them productively.

You may be unaware that these funds can help finance your business now.

In research commissioned in 2012 by Clifton Asset Management almost three quarters (73 per cent) of SME financial decision makers and their advisers were unaware of Pension-led funding as a source of business finance.

Call us, or fill out our contact form today to find out if this innovative funding option is appropriate for you and your business.


What is Pension-led Funding

Why is business funding an issue?

While there are a growing number of non-bank funding options available to business owners they may not suit you and your business.

Whatever the funding method, there has to be some element of guarantee to the lender.

Some guarantees are more onerous than others. In almost every case, a first charge is made to secure the loan.

The size of the charge can vary depending on the type of loan and other guarantees required.

Pension-led funding provides a finance option that is very different from many other sources of finance by allowing you, the business owner, to exercise a level of control over your business finances that other finance options will not give you.


Why is business funding an issue?