How does it work?

Clifton Asset Management Plc introduce Pension-led funding, helping to fund businesses across the UK.

Who are
Clifton Asset Management Plc?

With over 20 years of specialised work in the field of pension-led business funding, Clifton has become the fastest growing company promoting the use of pension strategies to facilitate and re-organise company finance in the UK. With a practical approach to recognising value in businesses often ignored by traditional lenders, Clifton’s approach unlocks a supply of finance commonly overlooked. Our team of highly qualified advisors work with businesses across the UK.

  • Institute of Financial Services logo

    Institute of Financial Services
    Diploma for Financial Advisers

  • Chartered Banker logo

    Chartered Banker Institute
    Diploma in Investment Planning

  • Charted Insurance Institute logo

    Charted Insurance Institute
    Diploma in Financial Planning

Where does this finance come from?

Where does this finance come from?

As a business owner you may have accumulated funds in a variety of pensions throughout your working life. These funds may be in the form of an occupational pension, or alternatively in some form of private pension.

More importantly, business owners are often frustrated at the lack of performance of their pension funds and their inability to use them productively.

Many business owners are unaware that these funds can be moved into advantageous arrangements.

How can business owners access these funds and how can they be used?

That’s where Pension-led funding comes in.

Clifton Asset Management Plc, has spent more than 20 years developing and refining pension-led strategies to suit business owners and your unique concerns.

As a natural result of this development Clifton understand that you are busy people and want, indeed insist on, two things; simplicity and execution.

And that is exactly what Pension-led funding provides. A simple answer to a complex question. We can make your pension work harder for you. When you choose Pension-led funding, you choose to arrange your business finance in a wholly different way, centred on your needs and your circumstances.

How can business owners access these funds and how can they be used?
By creating an arrangement where your pension becomes a silent partner
By creating an arrangement where your pension becomes a silent partner with the business, you build a platform for future funding requirements, while also meeting the needs of today.

Once the funds are introduced into your business you can use them in many appropriate ways, whether to invest in new machinery or software, recruitment, a franchise business, or to provide working capital.

Personal guarantees and charges over domestic property may not be required.

Who are Clifton Asset Management Plc?

With over 20 years of specialised work in the field of pension-led business funding, Clifton has become the fastest growing company promoting the use of pension strategies to facilitate and re-organise company finance in the UK. With a practical approach to recognising value in businesses long ignored by traditional lenders, Clifton’s approach unlocks a supply of dormant finance commonly overlooked. Our team of highly qualified advisors work with businesses across the UK.


  • Institute of Financial Services logo

    Institute of Financial Services
    Diploma for Financial Advisers

  • Chartered Banker logo

    Chartered Banker Institute
    Diploma in Investment Planning

  • Charted Insurance Institute logo

    Charted Insurance Institute
    Diploma in Financial Planning


Where does this finance come from?

As a business owner you may have accumulated funds in a variety of pensions throughout your working life. These funds may be in the form of an occupational pension, or alternatively in some form of private pension. Whatever the source of these funds, they are often neglected.

More importantly, business owners are almost universally frustrated at the lack of performance of their pension funds and their inability to use them productively.

Many business owners are unaware that these funds can be moved into significantly advantageous arrangements.


Where does this finance come from?

How can business owners access these funds and how can they be used?

That’s where Pension-led funding comes in.

Clifton Asset Management Plc, has spent more than 20 years developing and refining pension-led strategies to suit business owners and your unique concerns.

As a natural result of this development Clifton understand that you are busy people and want, indeed insist on, two things; simplicity and execution.

And that is exactly what Pension-led funding provides. A simple answer to a complex question. We can make your pension work harder for you and your business. When you choose Pension-led funding, you choose to arrange your business finance in a wholly different way, centred on your needs and your circumstances.


How can business owners access these funds and how can they be used?
By creating an arrangement where your pension becomes a silent partner with the business, you build a platform for future funding requirements, while also meeting the needs of today.

Once the funds are introduced into your business you can use them in any appropriate way, whether to invest in new machinery or software, recruitment, a franchise business, or to provide working capital, the choice is yours.

This flexibility comes with additional and dramatic benefits. Pension-led funding does not require regular management accounts. Business owners tell us that this is a particularly onerous requirement.

Personal guarantees and charges over domestic property are not required either, lifting another intrusive form of security now demanded by many lenders.


By creating an arrangement where your pension becomes a silent partner