Nowhere to go

There can’t be a business owner in the UK who isn’t familiar with the changes that have occurred in the business funding market over the last five or six years.They may be one of the lucky ones who have not been seriously and negatively affected by the change in the financial climate. They may not have had their facilities reduced or seen their costs increase. They may not have been forced to provide ever greater security for their borrowings...
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A New Broom

The new Governor of the Bank of England, Mark Carney, has made a rather dramatic statement this week.Now, this has to be seen in the context of the glacial and secretive world of Central Banks, where every apostrophe in every sentence is scrutinised for hidden meaning or subtle change of emphasis.Just recently the mere hint that the Federal Reserve Bank of the United States would reduce (taper in Central Bank speak) its policy of supporting the...
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Here Be Dragons

There is no doubt that for good or bad one of the most public manifestations of entrepreneurial Britain is the Marmite-like “Dragons’ Den” on the BBC, now in its ninth season.I’m sure that people may be surprised (as was I) to discover that the programme actually originated in Japan and that there are no fewer than 23 versions around the globe including Nigeria, Poland, Turkey and the Arab world. Each has a panel of well-known business le...
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Dynamic Funding

I was listening to the Today programme on BBC Radio 4 the other morning and was intrigued to hear a segment featuring an interesting engineering business, AB Dynamics, located in Bradford-on-Avon, Wiltshire.Specialists in the manufacture of high value, high quality, advanced testing systems for the global motor trade, AB Dynamics boast auto behemoths Toyota and BMW among their clients.A trip through their website quickly shows us that this compan...
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A muddled landscape

Spring was a busy time for Government initiatives trying to get funds into the hands of the UKs small and medium sized businesses.In April the Business Bank opened its doors, making available the first £300m of a potential £1bn earmarked for investment in the SME sector.Hot on its heals came the news that the Funding for Lending Scheme, meant to encourage banks to free up the flow of money into these same businesses, was faltering.At the same t...
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