Averting catastrophe

Pension-led Funding Chairman, Adam Tavener, discusses concerns raised in a recent report commissioned by The All Party Parliamentary Group on Housing and Care for Older People.We recently set out proposals to HM Treasury designed to get many more millennials into home ownership sooner, as well as getting them engaged with and enthused by pension savings.I won't go over all that again, our ideas around allowing first time buyers to save for a depo...
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Is unsecured finance as unsecured as you think?

In this blog, Tom Whitlock discusses potential risks often overlooked when taking out a personal guaranteed loan.As the alternative commercial finance market continues to grow, every week there seems to be a new lender willing to offer finance on an unsecured basis. To the business owner, this leaves business assets unencumbered for other borrowing, and leaves no charges on their family home. This can be very attractive to many business owners, w...
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Another Clifton initiative hitting the headlines

At Clifton Wealth Management we are passionate about making pensions relevant and engaging for young adults starting out on their career paths. By helping them to get onto the property ladder much sooner than they ever thought possible would go a long way to do exactly that.Last year, we put together a detailed proposal to HMRC, catchily titled “Accelerating home ownership for first time buyers and increasing pensions engagement amongst the you...
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Forget retiring, we’ve got a start-up to run

We couldn’t have put it better ourselves. This was the headline in The Sunday Times (20th May, 2019), which featured Colin and Lisa King and their companies Jigthings and Education Quizzes. The article focused on how the entrepreneurial Kings took advantage of Pension-led funding to invest in their businesses. To read the article click hereClick here to read more about their Pension-led funding journey....
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Pension freedom withdrawals now at 25.6bn: We ask “Is this always the most appropriate course of action for SME owners?”

Savers have accessed £25.6 billion from their pots since the launch of pension freedoms, it has been revealed.The latest figures from HMRC show 539,000 people withdrew a total of £8.2 billion in the latest financial year.What is not in doubt is the appetite for people to take advantage of the freedoms, launched in 2015, shows no sign of diminishing, although as Pension-led funding Chairman Adam Tavener pointed out, the “stampede” to dip int...
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